Consumers have many options when it comes to financing a single-family home, condo, townhouse, land, or multi-family property. While having choices is great, navigating through various loan programs, lenders, and interest rates can feel overwhelming.

1. Conforming Loan – These loans have set minimum and maximum limits established by the Federal Housing Finance Agency (FHFA).

2. Non-Conforming or Jumbo Loan – Jumbo loans are common in areas like Los Angeles and Orange County due to high property prices. They don’t have government-mandated loan limits, and the terms can vary, with rates differing between lenders. By working with us, you can avoid the hassle of contacting multiple lenders for rates, as we have access to a wide range of banks and investors.